The correct answer would be option A, Fair Credit Reporting Act.
Under this act, you have the right to see the credit history maintained by a credit bureau about you, and under certain conditions they must provide you with a copy of your report free of charge. This is Fair Credit Reporting Act.
Explanation:
Collection of consumers' credit information and access to their credit reports are regulated by a federal law. This is called as the Fair Credit Reporting Act. This act gives consumers, a right to have information about the credit information held by consumer reporting agencies.
Fair Credit Reporting Act is a legislation that was developed to ensure the following benefits for the clients about their credit information:
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